A single grandmother is caring for her mother, her son, as well as her 3 grandchildren, and is need of a LIFT to help the household. In order for grandma to care for her grandchildren as a kinship foster home, she is required to obtain insurance for the home. Without homeowners insurance, she will not qualify as a kinship home and would not receive a stipend for care for her grandchildren. With a limited income and caring for several extra people, she is in need of the assistance.